Cost of Future Care in Personal Injury Claims

Posted on by Brian Jacobson Posted in Personal Injury, Personal Injury ClaimsTagged , ,

In Canadian personal injury law, one of the critical components in assessing damages is the cost of future care. When someone is injured due to the negligence of another party, they may be entitled to compensation not only for past medical expenses and lost wages but also for the future care they will require. Understanding how the cost of future care claims are evaluated and awarded by the Courts is important for both plaintiffs and defendants involved in personal injury cases.

Cost of Future Care Awards

An award for the costs of future care required due to an injury suffered by a Plaintiff in a personal injury claim must be both medically justified and reasonable in light of what is required to preserve an injured party’s health and life going forward.

There needs to be evidence to support a claim for an award for cost of future care. Once this … Continue reading

Loss of Capacity to Earn Income in Personal Injury Claims

Posted on by Brian Jacobson Posted in Personal Injury Claims, Personal InjuryTagged , ,

Most people understand that you can claim a wage loss, or loss of income in a personal injury claim, but are unaware that some claims can attract damages for a loss of capacity to earn income, which can be separate and distinct from a loss of income. In Canada, personal injury law recognizes the impact of such losses and provides options for compensation.

What Is a Loss Of Capacity to Earn Income?

Loss of capacity to earn income refers to the diminished ability of an individual to earn a livelihood or income as a result of a personal injury. This loss can have long-term or even permanent consequences, affecting an individual’s ability to perform their job, pursue career advancements, or engage in any gainful employment.

Our highest court has held that a plaintiff is entitled to be put in the same position he or she would have been in but … Continue reading

Common reasons Long-Term Disability Claims Are Denied

Posted on by Ben Tarnow Posted in Personal Injury, Insurance DenialTagged

Long-term disability insurance is a type of insurance product that is purchased to provide peace of mind for individuals so they can rest easy knowing that if they are unable to work due to a disabling medical condition, they will have the financial support they need. Unfortunately, many legitimate claims for disability benefits are denied by insurance companies, leaving individuals struggling to make ends meet.

Why Have My Disability Benefits Been Denied?

Insurance companies are businesses, and their business model works by taking in as much money as they can while paying out as little money as possible. While most people covered by a policy of insurance assume that “their” insurance company will look after their interests if they ever need to access insurance benefits, insurance companies will look for any reason they can think of to deny claims. For long-term disability claims insurance companies will often question the severity … Continue reading

Dog Bites & The Doctrine of Scienter

Posted on by David Goldberg Posted in Personal Injury, Personal Injury ClaimsTagged , , ,

While dogs are known as “man’s best friend”, the unfortunate reality is that sometimes dogs, like any other animal, can cause serious injury to individuals, most often through biting. When a dog attack occurs due to the negligence of the owner, the injured victim can bring an action in negligence to be compensated for their injuries and losses if they can prove that their injuries and losses were a result of the negligence of the dog’s owner. If you can’t prove that there was negligence on behalf of the owner, your claim may be dismissed at trial.

However, there are some dog or animal attack cases where you do not need to prove that an owner is negligent and that their negligence resulted in injuries and losses. These are cases where the doctrine of scienter applies.

What Is the Doctrine of Scienter?

The doctrine of scienter, as it relates to … Continue reading

Pain & Suffering Award In Personal Injury Claims

Posted on by David Goldberg Posted in Personal Injury, Personal Injury ClaimsTagged ,

In personal injury claims, injured parties can suffer a wide variety of injuries whether those injuries are physical, emotional, or mental. There is no way to take back an injury, so compensation to individuals injured due to the negligence of another must be made by awarding that person an amount of money. This type of compensation is known as non-pecuniary damages, which differs from pecuniary (or monetary or economic) damages such as wage loss.

What Are Pain & Suffering Damages?

The money an injured person receives in a personal injury claim is often referred to as damages, or awards, for pain and suffering. This amount represents compensation awarded to an injured party for the intangible losses suffered due to an accident or injury. These damages aim to address the physical and psychological pain, loss of enjoyment and decreased quality of life experienced by the victim.

The impact of an injury … Continue reading